At instantinfocheck.com, your privacy is important to us. This Privacy Policy applies to all of the products, services, and websites offered by instantinfocheck.com (collectively, “quickinfofeed WORLD”). To better protect your privacy, we provide this notice explaining our privacy practices and the choices you can make about the way your information is collected and used by quickinfofeed WORLD. instantinfocheck.com is a subsidiary of Velora Prime Technology Ltd. . Except to the extent specified in this Privacy Policy, this Privacy Policy does not apply to them. Please visit: https://instantinfocheck.com/privacy.html to learn more about Octane Lending, Inc.’s privacy practices. quickinfofeed WORLD acts as a “Data Controller” for the purposes of the EU’s General Data Protection Regulation. quickinfofeed WORLD has appointed a Data Protection Officer for you to contact if you have any questions or concerns about quickinfofeed WORLD’s personal data policies or practices. The Data Protection Officer’s contact information is as follows: Daniel Mancini, VP & Compliance Counsel instantinfocheck.com 1816 Columbine Ave, Boulder, CO 80302, US [email protected] California residents may exercise their rights under the CCPA statute by submitting a request here: California Resident Requests EU/EAU residents may exercise their rights under the GDPR regulations by submitting a request here: EU/EAU Resident Requests If you have any questions about this Privacy Policy, or to check your information to verify, update or correct it, please write to us via e-mail at [email protected], or via postal mail at: Attn: Compliance Dept. instantinfocheck.com 1816 Columbine Ave, Boulder, CO 80302, US You may also ask for a summary of the information that we have retained, how we have used it, and to whom it has been disclosed. For your protection, we may require that you authenticate your identity before we provide you with any information. Note: For questions related to your magazine subscription, please visit the respective magazine’s customer service website. An overview of the information we may collect You are able to take advantage of many quickinfofeed WORLD products, services, and websites without providing any information that personally identifies you by name, address, or other personally-identifying information. We only collect personally-identifying information when you voluntarily submit it to us. Sometimes, we need personally-identifying information in order to provide you with the products and services that you request. Depending upon the product or service, we may ask you for a variety of personally-identifying information. This might include, for example, your name, address, e-mail address, telephone number, gender, and birth date. We may also ask for other information about you, such as your credit card information (when you are making a purchase), interests, income, or education level. We consider certain identifying information “sensitive.” This includes your credit card number, income level, or any other information that would normally be considered confidential. Some types of personal information will NEVER be requested or collected, such as information on your race or ethnic origin, political opinions, trade union memberships, religious beliefs, health, sex life, or sexual orientation. You may choose not to provide us with any personally-identifying information. In that case, you can still access and use many portions of our websites; however, you will not be able to access and use those portions of any quickinfofeed WORLD website that require your personal information. Many quickinfofeed WORLD websites include community features, such as online forums and message boards. Information that is posted in these areas becomes public information and the use that any third party makes of this information is beyond our ability to control. You should exercise caution before disclosing any personally-identifying information in these public venues. If you elect to submit content that includes information that can be used to identify you, you must assume that the content can and will be displayed on any website on the Internet. At some quickinfofeed WORLD sites and through certain promotions, you can submit personally-identifying information about other people. For example, you might submit a person’s name and e-mail address to send an electronic greeting card; or, if you order a gift online or offline and want it sent directly to the recipient, you might submit the recipient’s name and address. Some quickinfofeed WORLD websites also provide referral services to help you inform a friend about our websites, products, or services. The types of personally-identifying information that we collect about other people at pages like these may include the person’s name, address, e-mail address, or telephone number. We will only ask you for the information about your friend that we need in order to do what you request. We allow third-party companies to serve ads and/or collect certain information when you visit our web site and directly in emails/communications. These companies may use information you have shared (e.g., click stream information, browser type, time and date, subject of advertisements clicked or scrolled over, e-mail address) during your visits to this and other Web sites in order to provide advertisements about goods and services likely to be of greater interest to you. Our partners use this information to recognize you across different channels and platforms over time for advertising, analytics, attribution, and reporting purposes; any information collected is stored in hashed or non-human-readable form. These companies typically use a cookie or third-party web beacon to collect this information. To learn more about this behavioral advertising practice or to opt-out of this type of advertising, you can visit http://www.networkadvertising.org or http://www.aboutads.info/choices. quickinfofeed WORLD websites sometimes may offer contests, sweepstakes, or promotions that are sponsored by or co-sponsored with identified third parties. By virtue of their sponsorship, these third parties may obtain personally-identifying information that visitors voluntarily submit to them in order to participate in the contest, sweepstakes, or promotion. quickinfofeed WORLD has no control over the third-party sponsors’ use of this information. If a third-party sponsor beyond our control will obtain information that you supply us, we will notify you at the time we collect the information from you. For certain promotions, only those who provide us with the requested personally-identifying information will be able to order products, programs, and services, or otherwise participate in the promotion’s activities and offerings. Some of our websites contain links to other sites. By clicking on these links, you will leave the website operated by quickinfofeed WORLD and this Privacy Policy will no longer apply. These other sites’ information practices may be different than ours. You should consult the other sites’ privacy notices, as we have no control over information that is submitted to, or collected by, these third parties. How we use the information we collect We use the personally-identifying information that you provide us to fulfill your requests for our products, programs, and services, to respond to your inquiries about offerings, and to offer you other products, programs, or services that we believe may be of interest to you. We sometimes use this information to communicate with you, such as to notify you when you have won one of our contests, when we make changes to subscriber agreements, to fulfill a request by you for an online quickinfofeedletter, or to contact you about your account with us. We do not use your personal information to make automated decisions. We may syndicate the publicly available content of our community areas to unaffiliated third-party websites, using RSS or other technologies. The information you have shared in the community areas may be included in this syndication. We will use the personally-identifying information that you provide about others in order to provide the products or services that you have requested; for example, to enable us to send them your gifts or cards. If you provide us someone else’s personally-identifying information for referral purposes, we may use that information to invite them to visit our websites or to provide them information about our products or services. If you provide us with your e-mail and/or postal address, we may include that address in e-mail and/or postal address lists that we sell, trade, or rent to third parties. These lists will never contain sensitive information. If you do not wish for your e-mail or postal address to be shared with companies not owned by quickinfofeed WORLD who want to market products or services to you, you have the opportunity to opt out, as described below. You may also opt out of the receipt of any marketing materials from quickinfofeed WORLD as described below. We may transfer your sensitive personally-identifying information to other quickinfofeed WORLD offices for internal management and administrative purposes. In addition, your personal data will be transferred to other quickinfofeed WORLD offices where necessary for the performance or conclusion of our contractual obligations to you or for your benefit. Transfers of personally-identifying information may also be made where necessary for the establishment, exercise, or defense of legal claims. We do not transfer personal information internationally. quickinfofeed WORLD will only share your sensitive personal information with outside companies or individuals in any of the following limited circumstances: When we use trusted businesses or persons to process personal information on our behalf. Before sharing any personal information with outside parties, we require that these parties agree to process such information based on our instructions and in compliance with this Privacy Policy and any other appropriate confidentiality and security measures. When we have a good faith belief that access, use, preservation, or disclosure is necessary to comply with applicable law, regulation, or legal process; enforce the applicable Terms of Service or other agreements and policies on the Company’s Websites; detect, prevent, or otherwise address fraud, security, or technical issues; or protect against imminent harm to the rights, property, or safety of quickinfofeed WORLD, its users, or the public as required or permitted by law. When you consent. Before we share your sensitive personal information outside of the previously listed circumstances, we will ask you for permission first. Please note that this only applies to sensitive information, as defined above. We may also use, transfer, sell, and share aggregated, anonymous data about our users for any legal purpose, such as analyzing usage trends and seeking compatible advertisers and partners. In no event will this aggregated data contain any information that could be used to identify individual users of our products or services. How we protect the safety and integrity of the information we collect We take appropriate physical, electronic, and procedural measures to safeguard and protect your personal information. We use a variety of security measures, including encryption and authentication, to maintain the confidentiality of your personal information. We store your personal information on systems behind firewalls that are only accessible to a limited number of persons, each of whom is required to keep the information confidential. We also take appropriate measures to secure the transmission of sensitive personal information from your computer to the Company’s computers. When you transmit sensitive personal information to us, like credit card information, we offer the use of a secure connection to our servers. To the extent you select the secure connection method or your browser supports such functionality, all credit card account information that you supply is transmitted via secure encryption technology. Regardless of these measures, no system connected to the Internet or data transmission sent over the Internet can be guaranteed to be 100% secure. We will provide notice if we become aware of any security breach that may affect any sensitive personal information pertaining to you that we have stored on our systems. quickinfofeed WORLD’s employees, agents, and contractors who have access to personally-identifying information are required to protect this information in a manner that is consistent with this Privacy Policy and may not use the information for any purpose other than to carry out the services they are performing for quickinfofeed WORLD. These individuals are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations. quickinfofeed WORLD only collects personal information that is relevant to the purposes for which it will be used. Though we do take appropriate steps to review and update the information that we store to ensure that it is accurate, complete, and current, we also depend on you to update or correct your personal information when necessary. You may correct or delete any or all of the personal information you have provided to us at any time. Many of our websites provide means to review and update the personal information that you have provided on that website. To inquire about personally identifiable information that quickinfofeed WORLD has collected about you, or about other ways to correct factual errors in that information, please send us an e-mail at [email protected]. (Note: Do not use this email address to send questions about your subscription. Instead, please visit the respective magazine’s customer service website.) To protect your privacy and security, we will take reasonable steps to help verify your identity before granting access or making corrections. We will decline to process requests where we cannot verify the identity of the requester. We may also decline to process requests that are automated, repetitive, systematic, or impractical, or that might jeopardize the privacy of others. In some limited circumstances, such as to resolve disputes, troubleshoot problems, and enforce our policies, we may retain some of the information that you have requested us to remove. Therefore, you should not expect that all of your personal information will be completely removed from our databases in response to your requests. We only use the information we collect for purposes consistent with this policy. If we propose to use your personal information for purposes beyond that explained in this policy, we will provide appropriate notice before doing so and we will provide you with the means to opt out of those uses. We will not use your sensitive personal information for any purposes other than those described in this Policy unless we have obtained your consent. Your privacy options We do not share your email address with any third-party, unless you have given us the explicit permission to do so. Email messages we send on behalf of our advertisers or other quickinfofeed WORLD brands are delivered from our internal email marketing system only. We may also use an encrypted form of your email address strictly for matching purposes, both internally and externally. We only want to communicate with you if you want to hear from us. All email messages we send will contain Unsubscribe and Manage Preferences links in the footer of each email, which you can use to control what type of email messages you receive. In order to provide you with all relevant content for our brand(s) with which you have interest and to give you the greatest degree of control over what type of messages you receive, your email address may exist on multiple lists. Taking action using the Unsubscribe link will suppress you from a single list for that type of content (ex: Editorial, Sponsored or Consumer Marketing). For this reason, if you want to stop receiving all email messages from a quickinfofeed WORLD brand, using the Manage Preferences link from the email footer may be a more appropriate option. You may also use the Manage Preferences link to receive other content types, update your personal information or sign up for emails from other quickinfofeed WORLD brands. Questions, Concerns, and Complaints We take our Privacy Policy seriously and we regularly review our own compliance with this Policy. In compliance with CCPA and GDPR, should you live within the state of California, or the European Union, and you have any questions or concerns about this Policy, or if you think that we have used your personal information in a manner inconsistent with this Policy, please contact us online: California residents may exercise their rights under the CCPA statute by submitting a request here: California Resident Requests EU/EAU residents may exercise their rights under the GDPR regulations by submitting a request here: EU/EAU Resident Requests If we receive a complaint from you, we will contact you in an attempt to address your concerns. If we are not able to resolve a complaint, we will participate in appropriate independent recourse mechanisms as necessary.